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Website terms and
conditions Click one of the links below, or scroll down the page to see all |
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Definitions This site is for Private Individuals Only Quotations and Premiums Availability and Content of this Site Links and Third Party Information Our Intellectual Property Rights Printing, Copying and Saving Jurisdiction Important. When you access and use this site you agree to these Terms and Conditions. If you do not wish to be bound by these Terms and Conditions, you may not use the site. Definitions On this site "esure", "us" and "we" means esure Services Limited (trading as First Alternative Car Insurance) and esure Insurance Limited (as the insurer). "You" and "my" means the user of the site. This site is for Private Individuals Only The information on this site is directed at residents of England, Scotland, Wales and the Isle of Man only. Unfortunately we are unable to insure cars and homes in Northern Ireland or the Channel Islands. The services described in this site are available to private individuals for their use only. You are not permitted to use this site or to copy any material from the site for any commercial purpose. We explain how we use the information you give to us in Privacy and Security. That section forms part of these Terms and Conditions. The terms and conditions that apply to First Alternative insurance policies are set out in the policy booklet. The terms and conditions that apply if you want to pay for your car policy by instalments are set out in our Credit Agreement.
Quotations and Premiums The quotations provided on this site are intended as an indication only of the likely premium based on the information you provide. They are not binding quotations. If you decide you want to buy a First Alternative policy, then we will ask you to confirm the information you have provided. If you fail to disclose any relevant information, or provide any inaccurate information, this may invalidate your insurance policy. If you provide us with information about other people, then it is your responsibility to check that the information you provide is accurate and that the other people have given you permission to give their information to us. New policyholders, and existing policyholders who are renewing their car insurance are entitled to discounts off the normal premium when they buy online. These discounts cannot be used in conjunction with any other discounts. When you complete the Payment Details section of the site, we will treat this as your proposal of insurance. You are not insured until you receive confirmation from us that we have accepted your payment and proposal. The decision as to whether to accept your proposal is at our discretion. You can view your policy wording at policy booklet. When you take out insurance with First Alternative we will post your schedule, policy booklet and your Certificate of Motor Insurance. You should keep a copy of all information submitted to and/or received from us for your own records.
Availability and Content of this Site Whilst we take care to ensure that the information contained in this website is accurate and up-to-date, we give no promises, representations or warranties about the accuracy, completeness, reliability or suitability of any information on the site. We will change the site content from time to time. If we do this, then your continued use of the site will be deemed to be acceptance of the change. However, we will not change the terms and conditions that apply to your policy during the term of your policy and we will tell you before you renew your policy if any of the policy terms and conditions have changed. You acknowledge that there are technical limitations which affect the performance and availability of the site and that conditions affecting transmission and communication links are mainly outside our control. Sometimes this site will be temporarily unavailable because we are carrying out maintenance or updates. At these times, you can contact us by telephone on 0845 607 0380 (office hours: Monday to Friday 8am - 8pm, Saturday 9am - 5pm and Sunday 10am - 2pm).
Links and Third Party Information This site contains links to sites operated by persons and/or companies outside esure. We provide these links for your assistance and information. We are not responsible for the availability or content of these third party sites and we are not responsible for any of the goods or services available from those sites.
Our Intellectual Property Rights The owner of this site is esure Services Limited, trading as First Alternative Car Insurance. The copyright and other intellectual property rights in this site are owned by esure Services Limited or by a third party that has given us permission to use them.
Printing, Copying and Saving You may copy for your own personal use any part of the site but otherwise you are not allowed to copy parts or all of this site (either on paper or by copying to disk). If you want to retrieve a quote, then you must save it.
Jurisdiction If you live in England and Wales, the courts of England and Wales will have exclusive jurisdiction to adjudicate on any dispute between us. If you live in Scotland, the courts of Scotland will have exclusive jurisdiction to adjudicate on any dispute between us.
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